What is Laybuy?
Laybuy is a new way to checkout that lets you buy now and pay later.
Laybuy splits the initial payment into six easy instalments. There are no fees, no interest, no hassle!
How do I use Laybuy?
Checkout as normal and when you get to Payment, select "Laybuy
". After you complete your purchase you'll receive a confirmation email from Laybuy
, letting you know when your payment is due, and we will ship your order as normal (usually within 2 working days). Payments will be withdrawn weekly for 6 weeks. If you wish to pay the remaining amount, you can go to Laybuy
and make a payment with your debit card.
The maximum purchase limit is different on each account, and is determined by a credit assessment by Laybuy. If your order fails, you may wish to try again with a smaller amount.
Am I Eligible?
Applicants must be 18 years or older and agreement is subject to your current financial circumstances. When using the Pay Later payment option, a soft credit search will be undertaken to assess affordability.
Please Note: If you do not pay your Klarna balance within the given time period, your credit score may be affected.
I'm not eligible - What can I do?
To increase your eligibility for Pay Later:
- Ensure your name and billing address match those held by your bank account or electoral roll
- Retry - ensuring delivery of goods to your billing address
- Attempt to order with a lower basket value, if possible
If you have recently paid the remaining balance, please allow up to 48 hours for this to clear.
How do I manage my account?
You can review your orders at anytime by logging into your account at Laybuy.com
. If you need further assistance, please visit Laybuy's
customer service here
. Remember to make payments on time, as not doing so could harm your credit rating.
Is the credit agreement with Unique Baby Boutique UK directly or Laybuy?
The credit agreement is between yourself (The Customer) and Laybuy (https://www.laybuy.com/uk/.) We are not in direct participation with the credit agreement and, therefore, cannot provide answers to credit-related queries. Please contant Laybuy customer services here for further credit-related information.